Financial Security
Living Wage

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Living Wage Rate, 2021

What does this measure?

The level of income needed for households of different sizes and types in a region to be able to pay for necessities, including housing and food, without outside assistance.

Why is this important?

The level of income needed to afford basic expenses often exceeds the minimum wage, forcing the working poor to work multiple jobs or seek public assistance to make ends meet. Understanding the true level of income required to cover housing, food, clothing, child care, transportation and medical expenses provides a more accurate benchmark for assessing the jobs available in a region or local area. The living wage also adjusts for regional variation in costs.

How is our region doing?

In MetroWest in 2021, in a family of four with two earners, each earner would need to earn about $32.27 an hour, or about $134,200 a year combined, in order to meet the living wage level. A family of three with one earner needs an hourly wage of $58.52 to earn $121,700 a year to make ends meet. Two earners with no dependents must earn $15.89 an hour or $66,100 combined. MetroWest was slightly more expensive than the state as a whole at all family levels.

Notes about the data

Figures are in 2021 dollars and assume a 40-hour work week. The living wage model is an alternative measure of basic needs. It is a market-based approach that draws upon geographically specific expenditure data related to a family's likely minimum food, child care, health insurance, housing, transportation, and other basic necessities (e.g. clothing, personal care items, etc.) costs. More information on the sources of data for costs is available at Massachusetts Institute of Technology. More information on the sources of data for costs is available at Massachusetts Institute of Technology.

Living Wage Rate, 2021
1 earning adult, 2 children2 adults (1 earning), 2 children2 earning adults2 earning adults, 2 children
Massachusetts$57.19$43.77$15.65$31.60
Region$58.52$44.36$15.89$32.27
Middlesex County$58.91$46.34$16.75$32.46
Norfolk County$65.00$47.25$17.17$35.51
Worcester County$51.65$39.50$13.74$28.83

Source: Massachusetts Institute of Technology
Notes: Figures are in constant 2019 dollars.




Annual Income, 2021
1 earning adult, 2 children2 adults (1 earning), 2 children2 earning adults2 earning adults, 2 children
Massachusetts$118,955$91,042$65,104$131,456
Region$121,722$92,276$66,089$134,229
Middlesex County$122,533$96,387$69,680$135,034
Norfolk County$135,200$98,280$71,427$147,722
Worcester County$107,432$82,160$57,158$119,933

Source: Massachusetts Institute of Technology
Notes: Figures are in constant 2019 dollars and assume working 40 hours each week.




INDICATORS REGIONAL TREND
Early Prenatal Care by Mother's Race/Ethnicity Not Applicable
Children Living in Poverty Not Applicable
Children Living in Poverty, by Race/Ethnicity Not Applicable
Single-Parent Families Not Applicable
Single-Parent Families by Race/Ethnicity Not Applicable
Disengaged Youth Not Applicable
Reports of Domestic Violence Not Applicable
Arts, Entertainment and Recreation Establishments Not Applicable
Households Without Vehicles Not Applicable
Means of Transportation to Work Not Applicable
Households With Internet Access Not Applicable
Voter Participation Rate Not Applicable
Average Charitable Contribution Not Applicable
People Without Health Insurance Not Applicable
Opioid Overdose Mortality Rate Not Applicable
Crimes Against People Not Applicable
Incarceration Rates, by Race/Ethnicity Not Applicable
Tourism Spending Not Applicable
Arts, Entertainment and Recreation Employment Not Applicable
Arts Grants Distribution Not Applicable
Arts and Culture Attendance Not Applicable
Change in Total Population Not Applicable
Change in Population by Race/Ethnicity Not Applicable
Foreign-Born Population Not Applicable
Language Diversity Not Applicable
Population by Age Not Applicable
Change in Population by Age/Gender Not Applicable
Seniors Living Alone Not Applicable
People with Disabilities Not Applicable
Change in Total Jobs by Sector Not Applicable
Unemployment Rate Not Applicable
Business Ownership by Race/Ethnicity Not Applicable
Unemployment Rate by Race/Ethnicity Not Applicable
Share of Workers who are Professionals, by Race/Ethnicity Not Applicable
Average Salary by Sector Not Applicable
High-Tech Jobs Not Applicable
Female to Male Earnings Ratio Not Applicable
Prekindergarten Participation Not Applicable
Student Performance on Grade 3 English, by Student Group Not Applicable
School Spending Per Student Not Applicable
Student Performance on Grade 8 Math by Student Group Not Applicable
Chronically Absent Students Not Applicable
High School Cohort Graduation Rate by Student Group Not Applicable
Education Levels of Adults Not Applicable
College Admission Rate, by Race/Ethnicity Not Applicable
Education Levels of Adults, by Race/Ethnicity Not Applicable
Arts Teachers in Public Schools Not Applicable
Students Taking Arts Courses Not Applicable
Students Taking Arts Courses, by Grade Level Not Applicable
Students Taking Arts Courses, by Student Group Not Applicable
Students Taking Arts Courses, by Subject Not Applicable
People Living in Poverty Not Applicable
People Living in Poverty, by Education Level Not Applicable
People Living in Poverty, by Race/Ethnicity Not Applicable
Households Receiving Temporary Assistance Not Applicable
Participation in Food Assistance by Race/Ethnicity Not Applicable
Median Household Income Not Applicable
Median Household Income, by Race/Ethnicity Not Applicable
Living Wage Not Applicable
80/20 Income Ratio Not Applicable
Access to Financial Services, by Race/Ethnicity Not Applicable
Homeownership Rates Not Applicable
Homeownership Rates, by Race/Ethnicity Not Applicable
Cost of Homeownership Not Applicable
Cost of Homeownership, by Race/Ethnicity Not Applicable
Cost of Rent Not Applicable
Cost of Rent, by Race/Ethnicity Not Applicable
Homelessness Not Applicable
Early Prenatal Care by Mother's Race/Ethnicity Not Applicable
Children Living in Poverty, by Race/Ethnicity Not Applicable
Single-Parent Families by Race/Ethnicity Not Applicable
Arts, Entertainment and Recreation Establishments Not Applicable
Incarceration Rates, by Race/Ethnicity Not Applicable
Tourism Spending Not Applicable
Arts, Entertainment and Recreation Employment Not Applicable
Arts Grants Distribution Not Applicable
Arts and Culture Attendance Not Applicable
Change in Population by Race/Ethnicity Not Applicable
Business Ownership by Race/Ethnicity Not Applicable
Unemployment Rate by Race/Ethnicity Not Applicable
Share of Workers who are Professionals, by Race/Ethnicity Not Applicable
Student Performance on Grade 3 English, by Student Group Not Applicable
Student Performance on Grade 8 Math by Student Group Not Applicable
High School Cohort Graduation Rate by Student Group Not Applicable
College Admission Rate, by Race/Ethnicity Not Applicable
Education Levels of Adults, by Race/Ethnicity Not Applicable
Arts Teachers in Public Schools Not Applicable
Students Taking Arts Courses Not Applicable
Students Taking Arts Courses, by Grade Level Not Applicable
Students Taking Arts Courses, by Student Group Not Applicable
Students Taking Arts Courses, by Subject Not Applicable
People Living in Poverty, by Race/Ethnicity Not Applicable
Participation in Food Assistance by Race/Ethnicity Not Applicable
Median Household Income, by Race/Ethnicity Not Applicable
Access to Financial Services, by Race/Ethnicity Not Applicable
Homeownership Rates, by Race/Ethnicity Not Applicable
Cost of Homeownership, by Race/Ethnicity Not Applicable
Cost of Rent, by Race/Ethnicity Not Applicable


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